Jimmy Fallon tried to razz Steve Harvey last night on “The Tonight Show” for not taking the Polar Plunge with him and Mayor Rahm Emanuel. But Harvey turned it around on the host, asking him why he’d jump into a freezing Lake Michigan anyway.

Emanuel had dared him, Fallon said, and, as he told our Lori Rackl, Emanuel scares him.

“The mayor … he needs votes. You had 11 million people watch you on your opening night. You ain’t got to jump in a damn thing,” Harvey said.

Watch the exchange, followed by the duo’s thoughts on Disney World and Honey Boo Boo, below:

 

 

 

 

Relive the pain in our Polar Plunge live blog.